Resources

FDCPA (Debt Collection Harassment)

• Fair Debt Collection Practices Act (Full Text):
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf

• Federal Trade Commission (FTC) FDCPA Website (with advisory opinions):
http://www.ftc.gov/os/statutes/fdcpajump.shtm

ATM Fee Fraud

• Electronic Fund Transfer Act (EFTA) (Full Text) (See Page 12):
http://files.ots.treas.gov/422289.pdf

• Woman Sues Vegas Company over ATM Fees (Failure to Post Notice):
http://www.lasvegassun.com/news/2009/jul/10/woman-sues-vegas-company-over-atm-fees/

• Lawsuit Targets CNB over Notices for ATM Fees:
http://www.rbj.net/article.asp?aID=181714

• Class Action filed against Wal-Mart for not Posting Notice of ATM Fees:
http://www.setexasrecord.com/news/229933-class-action-filed-against-wal-mart-for-no-
notice-of-atm-fees

Consumer Bankruptcy (Chapter 7 / Chapter 13)

• In Debt? Web Links for Consumers (Many Informative FTC Sites):
http://www.ftc.gov/bcp/menus/consumer/credit/debt.shtm

• Life After Bankruptcy (Bankruptcy Recovery Information):
https://www.afterbankruptcy.com/

• Life After Bankruptcy (Get Back on your Feet after Filing Chapter 7):
http://www.legalzoom.com/money-matters/bankruptcy/life-after-bankruptcy-get-back

Lemon Law / Breach of Warranty

• Magnuson-Moss Warranty Act (Full Text):
http://www.law.cornell.edu/uscode/uscode15/usc_sup_01_15_10_50.html

• Understanding the Magnuson-Moss Warranty Act:
http://business.ftc.gov/documents/bus01-businesspersons-guide-federal-warranty-law

• FTC Consumer Alert – Automobile Warranties / Use of the Dealer:
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt192.shtm

• Illinois Lemon Law (Full Text):
http://www.bbb.org/us/Storage/16/Documents/BBBAutoLine/IL-LLsummary.pdf

• Florida Attorney General (Lemon Law):
http://myfloridalegal.com/pages.nsf/4492D797DC0BD92F85256CB80055FB97/
5F1DDC32E4EDCBC885256CC900599FB4?OpenDocument

• Florida Lemon Law (Full Text):
http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0600-0699/
0681/0681ContentsIndex.html&StatuteYear=2010&Title=-%3E2010-%3EChapter%20681

Tenant Rights

• Chicago Residential Landlord and Tenant Ordinance (RLTO) (Full Text):
http://www.chicityclerk.com/tenantsVRSlandlords.php

• Illinois Landlord and Tenant Act (Full Text):
http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2201&ChapterID=62

• Illinois Security Deposit Return Act (Full Text):
http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2202&ChapterID=62

• Illinois Security Deposit Interest Act (Full Text):
http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2202&ChapterID=62

Consumer Law Related Websites

• Rip-Off Report (Very informative and Useful Consumer Website):
http://www.ripoffreport.com

• Federal Trade Commission (FTC) (Consumer Information Section):
http://www.ftc.gov/bcp/consumer.shtm

• National Consumer Law Center:
http://www.nclc.org